Last updated: December 30, 2025
1. Introduction
At Smart With Cents, we respect your privacy and are committed to protecting it.
This website is an editorial platform that publishes articles about money and everyday life. We aim to collect as little personal data as possible and only when it is genuinely necessary.
This Privacy Policy explains what information we collect, how it is used, and what rights you have as a visitor.
2. Information we collect
a) Information you provide voluntarily
We only collect personal information if you choose to contact us directly.
This may include:
- your email address
- any information you include in your message
This information is used solely to respond to your inquiry.
b) Information we do not collect
We do not:
- require user accounts or registrations
- collect payment information
- use Google Analytics or similar tracking tools
- use advertising or remarketing technologies
- collect location data beyond basic server logs
- create user profiles
c) Technical data
Like most websites, basic technical information such as IP addresses may be temporarily processed by our hosting provider for security and operational purposes (for example, to prevent abuse or ensure site stability).
This data is not used by us for tracking or profiling and is not combined with other information.
3. Cookies
Smart With Cents does not use tracking, marketing, or analytics cookies.
Only strictly necessary cookies may be used by our website or hosting provider to ensure basic functionality and security.
You can manage or disable cookies through your browser settings at any time.
4. Third-party services
We do not actively share personal data with third parties.
Our website may contain links to external websites for reference. We are not responsible for the privacy practices of those external sites and encourage you to review their privacy policies separately.
5. Data retention
We retain personal information only for as long as necessary to respond to your message or fulfill a legal obligation.
Once it is no longer needed, the information is deleted or anonymized.
6. Your rights (GDPR)
If you are located in the European Union, you have the right to:
- access the personal data we hold about you
- request correction or deletion of your data
- object to or restrict processing of your data
- withdraw consent at any time
To exercise any of these rights, you can contact us using the details below.
7. Data security
We take reasonable technical and organizational measures to protect personal information from unauthorized access, loss, or misuse.
However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.
8. Children’s privacy
This website is not intended for children under the age of 16.
We do not knowingly collect personal data from children. If you believe that a child has provided personal information through this website, please contact us so we can remove it.
9. Changes to this Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our website or legal requirements.
Any updates will be posted on this page with a revised “Last updated” date.
10. Contact
If you have questions about this Privacy Policy or how your data is handled, you can contact us at:
